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Get an instant annual and 3-year cost estimate based on real UK data.
Annual Cost Breakdown
Full Cost Breakdown
| Category | Annual | Monthly | Per Mile |
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ⓘ These are estimates based on national averages
Actual costs vary by insurer, driving style, location and vehicle condition. A full 365 Vehicle Check Premium report gives you model-specific service costs and identifies any upcoming maintenance.
What Drives Running Costs
Insurance Group
Insurers rate every car from group 1 (cheapest) to 50 (most expensive). Performance cars, luxury models and high-theft vehicles sit in the top groups.
Road Tax (VED)
From April 2025, all new cars pay the standard rate. Classic cars over 40 years old pay nothing. Electric cars now pay VED too.
Service Intervals
Premium German brands typically cost 2–3x more to service than mainstream cars. Skipping services doesn't save money — it creates expensive problems later.
Hidden Repair Costs
A car with outstanding finance or a CAT N write-off will cost more to insure. Mileage anomalies suggest upcoming engine or drivetrain wear.